Your PCI Compliance Solution: Merchant IMS Gateway

The Merchant IMS Centralized Payment Management System offers:

Payment Simplification - Multi-channel companies have several autonomous payment systems creating multiple opportunities for security leaks and system management
Reconciliation - With disparate payment systems, sales have to be reconciled. Our centralized system does not. All of your data is stored in a single secure repository to simplify reporting and accounting issues.
Business Process Optimization - Multiple payment systems require redundant human and computer resources. Our system will help you streamline business processes and reduce the hours spent managing your payment system.
Scalability - Increased sales volume won't impose further burden on your internal staff and hardware. Our gateway is designed with high volume in mind. We have a load balancing system that allows our customers to process transactions with multiple processors and multiple MIDs. The is the perfect model for distributing transactions during peak loads.
Merchant IMS Gateway is Level One PCI Compliant.

The Merchant IMS Gateway can be used as the centerpiece of compliance.

Features of Merchant IMS include:

Recurring billing
Virtual Terminal
Online payments
Robust reporting tools
Shopping cart integration
Batch upload
Retail swipe
Gateway Emulator

What is PCI Compliance?

"The PCI Data Security Standard (PCI DSS) and supporting documents represent a common set of industry tools and measurements to help ensure the safe handling of sensitive information. The standard provides an actionable framework for developing a robust account data security processâ€”including preventing, detecting and reacting to security incidents. To reduce the risk of compromise and mitigate its impacts if it does occur, it is important that all entities storing, processing, or transmitting cardholder data be compliant." (excerpt from PCI Security Standards Council website) Related documents can be found at www.pcisecuritystandards.org.

What are the penalties?

All merchant accepting payment cards, including e-commerce, brick and mortar and service must comply with the PCI DSS or stiff monthly fines. Visa levied more than $5,000,000 in fines in 2007. They ranged from $5000 to $500,000 per incident per month.